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The specific product is a fixed immediate annuity where you pay them a lump sum and received regular monthly payments until you die. It is called the AARP Lifetime.
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Immediate annuities (sometimes called income or payout annuities), are pretty straightforward – basically a mirror image of a life insurance policy.
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Q. I’m 65, my wife is 63 and we have about $600,000 saved. She thinks we ought to consider buying an annuity. I feel we…